My Bio
Retirement Income and Legacy planning without Gimmicks, Gadgets or Bullshit
This has been my slogan since I started my hybrid retirement in 2014 after my son graduated from ASU. The reason I use this is because my experience is; traditional planning for retirement is leaving more people exposed to retirement risks than ever before and I want to help as many as I can avoid those problems.
My experiences as a stock broker at Merrill Lynch taught me many lessons that I still use. As a Sales Manager at New York Life I learned the importance of clients having some guaranteed money for rainy days and opportunities.
Most importantly 23 years spent calling on financial advisors at all the firms you've heard of taught me the importance of being independent.
Simply, I like meeting new people and having meaningful conversions about their retirement income plans and legacy goals.
Get started, give me a call and let's talk...
places...
- Grew up in Nebraska and Minnesota
- North Dakota State School Of Science
- Arizona State University
- University Of Minnesota
- Been in Monument Colorado since 1988
What's more important than protecting your family?
No one specializes in Life Insurance or Annuities any more and and the protected guaranteed income they can provide in retirement is unmatched
Do you wonder if your current Life Insurance policy is the best you can get?
The most common Question I get from soon to be retired people...
Q: "Why would I need life insurance after I retire?"
A: The assurance of being self insured is unmatched!
- There are Tax problems that the tax-free access to your cash value can help with.
- It replaces the loss of Social Security Income for the survivor.
- The Tax-free access to cash values can reduce or eliminate the risks associated with Bear Market Swings
- You could turn on a guaranteed life-time income option that could minimize or eliminate longevity risk.
- The new Living Benefit riders reduce the need to buy Long-term care insurance.
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Lets Get Started
These are just some basic asset protection ideas to start with.
If you would like to read about more, like how to shelter money from Market risk, tax torpedos and health care costs. Call me or send an email, my info is everywhere on these pages.